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Welcome to

Seedtime & Harvest Wealth Counsel

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The value of advice

You don't need to be a financial expert to make informed financial choices. We can help. 

Guiding you towards your goals
No matter where you are in life or how much (or how little) money you have, you can benefit from professional financial advice. We will talk to you about your objectives, analyze your situation, and create a strategy to balance today's needs with future goals to put you in control of your financial well-being.





To be effective, financial planning needs to be coordinated. Each piece of the financial plan needs to accomplish its own specific purpose as well as support the goal of each other piece. We call this life-centred financial planning are experts in this area. We look at your entire financial picture and help you fit the pieces together properly.

We ask lots of questions, including:

  • What does your ideal life look like? 
  • Do you know where your money goes each month? 
  • Are you confident that you and your assets are adequately and properly insured? 
  • Will you be able to retire with the lifestyle you want? 
  • Are you living the life you want to live now?
  • Who is deciding what happens to everything you’ve accumulated when you die—you or the state? 
  • Are you funding your child’s education at the expense of your future? 
Brian Hilt, BA, CFP® Photo

Brian Hilt, BA, CFP®

Life Insurance Advisor, Seedtime & Harvest Wealth Counsel

Brian did not grow up aspiring to work in the financial field. An entrepreneur at heart, he has always had ideas and business dreams, so founding Seedtime & Harvest Wealth Counsel was a natural progression for him. However, his path has been unique.  

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In high school, Brian learned to fly. He will jokingly tell you many reasons why he wanted to fly, but in reality it was to learn something different no one else was doing and to experience the freedom of flight. Prior to starting college, Brian had earned his Certified Flight Instructor license, so during his college years he taught others to fly. Brian majored in Business Administration, completing his Bachelor degree in only two years. The goal was to succeed his employer in the aviation business. That changed, however, quite suddenly as he neared graduation with an economy that was sliding. Thus, as law enforcement ran in the family with his father and older brother already serving as State Troopers, Brian applied for the Iowa State Patrol. After completing basic training, he served six years as a State Trooper. During that time he was certified as a Standardized Field Sobriety Test Instructor and a Drug Recognition Expert.

In 2013, Brian met his future wife, Jillian, after a church young adults retreat. Jillian, a native of Huron County, was the nexus for Brian moving to Canada. Brian and Jillian decided to settle in Huron County after their marriage, where they believed they would be able to contribute the most to their priorities, church and family. In preparation for moving, Brian began exploring career options.

As a State Trooper, a rewarding aspect of the career was bringing calm to the chaos, peace in the midst of a storm, for those who were involved in a call. Whether a collision or another call, taking something that was unnerving, confusing, and chaotic to those involved and bringing order and calm was fulfilling. Thus, Brian searched for a field outside of law enforcement where he could combine his entrepreneurial spirit and desire to have that same rewarding aspect. That led him to the financial world. Although not having a negative experience with an advisor, he also did not have a positive experience. His experience with his advisor as a Trooper did not provide any clarity or sort out any of the chaos of the financial world. So, Brian made the decision to bring the clarity and order he desired to others as a Financial Advisor.

After studying and completing his training, Brian began partnering with clients along their financial life’s journey in 2014 as an employee of a large independent investment firm. Over the next three years, Brian developed a vision of a firm built to provide a specialized service. Just as he learned to fly to do something unique, Brian decided to form his own firm to provide a unique service, and Seedtime & Harvest Wealth Counsel was formed.

Brian currently lives in Belgrave with his wife and two children. In his free time he enjoys being active in church and school as well as working on his acreage project on the Maitland River.

Services

Retirement

If you’re saving for retirement, you want your money to grow steadily and reliably so you know you’ll have enough to live day-to-day and enjoy life when you have more time on your hands.

Financial Planning

Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life.

Investments

Whether saving for retirement or a child’s education, portfolio investing or planning your estate, we provide investment products to cover all stages of life.

Estate Planning

A well-thought-out estate plan ensures that your family is cared for should something happen to you, and that your money goes where you want it to. It's an important pillar of managing your wealth.


Biblically Responsible Investing

This is one of our specialties. The goal of Biblically Responsible Investing is to provide advice to help investors align their investment choices to Biblical values.

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Get In Touch

While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.



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